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The stablecoin vs. CBDC debate is not just regulatory; it’s ideological. Private stablecoins promote decentralization and financial inclusion without direct government control, while CBDCs are centralized and, for many, raise privacy concerns. The Treasury’s support for CBDCs might not align with the public's desire for financial autonomy.

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Also CBDCs seem like the inevitable innovations banking and centralised systems would want to bring come what may, to compete with the promises stablecoins provide, albeit without giving up the control over financial systems.

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Completely agree! CBDCs seem to be central banks’ way of embracing innovation without losing control over monetary systems. It’ll be interesting to see how they tackle privacy and decentralization concerns while competing with stablecoins.

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Stablecoins are essentially functioning like shadow banks, holding massive amounts of U.S. debt and even influencing Treasury yields. This raises the question: should they be regulated as banks, or will new frameworks emerge? It's a balancing act between leveraging their demand for T-Bills and ensuring they don't pose systemic risks, especially if a major player like Tether collapses.

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Great article!! Thank you for sharing openly!! ♥️☀️☮️🌈🏁

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Glad you liked the article.

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Yes very much so!!

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